Korea is a hard place to build a collections product. The work is heavily regulated. The legal steps are specific. The data is scattered across credit bureaus, court systems, property registries and spreadsheets that nobody has touched in years.
That’s exactly why we started here. If an agent can do this job in Korea, it can do it where the structure is simpler.
Rent-a-car is where we’re looking first. In Korea, one rent-a-car case can hold overdue rent, a car that never came back, repair costs and an unpaid insurance share, all tangled around one contract. When we talked to rent-a-car operators in the U.S., we heard the same knot. Different laws, the same shape of problem.
So here’s the plan. Grow fast in Korea with lenders and rent-a-car operators. Show up at CES 2027 in Las Vegas in January. Then go to America and do what we did here.
Walk in. Ask. And if asking isn’t enough, ask to be hired.
We got a job at a Korean lender to learn collections. We’ll do the same thing in the U.S. if that’s what it takes.
Why not?
We didn’t start a company to stay small. SPEC taught us “Korea first, then the world.” That was never a slogan. It’s the plan.